GONE! I've decided to take the advice of my good friend, Francois, and CUT IT UP! Because, really, why do I need it? Especially when I'm suppose to be operating on cash only? Grace had an interesting post about AMEX, which cemented the reasons why I didn't want to use credit again in the first place.
It's true that you can get sucked in based on "rewards", and if I were more disciplined, it might have worked in my favor. But, I truly believe that you spend less when you use cash.
So, thank you for keeping me on the straight and narrow, there will be no more credit cards....hello cash!
5 comments:
I'm glad you've found a way to budget that works for you!
congrats! that is a great step forward!!!!
Good for you! We all are going to be debt free someday!
I just made another batch of homemade laundry soap today... savings, savings, loving it!
Well done Sharon!!
Ooooh happy days. Another AMEX card bites the dust. :)
way to go! that takes a bit of courage! we cut up ours at the beginning of the year and have not regretted it once
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