Cleaning service (decadent, but so worth it)
Spring Break "Fun" Money
Groceries (March 15 - 22)
Groceries (March 23 - 31)
School Carnival Fundraiser
Easter Basket Cash
What I forgot to set up was "household supplies". I ended up needing paper towels (I hope to get rid of these soon), contact solution, bath soap, tooth paste, and hair color (definitely a necessity :)). Since I didn't "budget" for these items, they came out of my allowance money. I presently have $1.00 left in my allowance category....my husband is sharing his...:)
The point in telling you all of this is that spending with cash is controlling my spending. This is important for me, as I'm discovering that I am very much an "emotional" spender. For instance, I could have easily overspent on Easter Baskets. Limiting myself in this category has caused me to be creative in making up these baskets. They came out beautiful, by the way, and I stayed within budget. (I'll show pictures in a later post). In the past, I probably would have bought more, spent on a credit card, and wondered why I spent so much when I'm throwing out the excess candy that no one ate!
I will go grocery shopping later today with a list in hand, my coupon book and my grocery envelope. I will leave my debit card and checkbook at home. (I look at each coupon now as "found" money! :))
We still have all $200.00 left in our "fun money", which we will probably use some of it tomorrow when we head into DC for the museums.
Cash rules and it's definitely keeping me in line. I can't spend what I don't have. Wait, isn't that they way our parents and grandparents handled money???