Boston Gal's Open Wallet has an interesting article about people borrowing more and more on their credit cards because they can no longer get equity out of their homes. Especially hard hit areas are California, Florida and Nevada. It saddens me that we, as a nation, have gotten to the point where we don't know how to save, only borrow. The last thing I want to do is borrow more money (although I keep having these horrible, nasty thoughts of refinancing our mortgage to fix up our outdated home!). I will instead keep socking some "security" away and not look at my house as a piggy bank. And since I mutilated all of my credit cards, the only thing I'll be able to tap into is my savings account. And that's a blessing.